Renters Insurance

Renters insurance helps protect personal belongings and provides liability coverage for tenants living in apartments, rental homes, and condos across Texas. Tony Ponce de Leon Insurance Agency offers renters insurance options designed to support individuals and families throughout Houston and communities across the state. Our team explains available coverage in straightforward terms so you can choose a policy that fits your living situation.

Many Texans underestimate the total value of the items they keep in their rental home. Clothing, electronics, furniture, kitchenware, and personal items can add up quickly. Renters insurance gives you a structured way to address losses caused by events such as fire, theft, wind, or certain types of water damage. We work with multiple carriers, allowing you to compare several plans in one place.

What Texas Renters Insurance Covers

Renters insurance typically includes several important coverage types. These protections help support you after a covered loss and can include the following:

Personal Property Coverage: Helps replace belongings such as furniture, electronics, clothing, and household items.
Liability Coverage: Helps address injury or property damage claims that occur inside your rental space.
Medical Payments Coverage: Helps cover small medical expenses for guests who are injured in your rental.
Loss of Use Coverage: Helps with temporary housing costs if your rental is uninhabitable after a covered event.
Optional Coverages: May include increased limits for valuables or protection for specialty items.